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The "Skin in the Game" Refund Mechanic

How Eroteme's refund guarantee holds AI predictions accountable.

Eroteme's core trust mechanic is simple: if the AI prediction is wrong, you can claim a refund of your analysis fee. This is what we call "skin in the game" — the AI has accountability, not just output.

How It Works

  1. You pay an analysis fee — When you request an AI prediction, you pay a fee in USDC ($1 for Standard, $5 for Eroteme tier)
  2. The AI delivers its prediction — The pipeline runs and produces a calibrated probability
  3. The event resolves — When the real-world outcome is known via Polymarket, the prediction is marked as correct or incorrect
  4. If the AI was wrong, you claim a refund — Click "Claim Refund" on the prediction, sign with your wallet, and the refund is sent to your wallet in USDC

Claiming a Refund

Refunds are not automatic — you need to claim them:

  1. Navigate to the resolved prediction
  2. If the AI was wrong, a Claim Refund button appears
  3. Click the button and sign the transaction with your wallet
  4. The refund (minus a small processing fee) is sent to your connected wallet
Prediction resolves as incorrect
    ↓
"Claim Refund" button appears on prediction
    ↓
User clicks and signs with wallet
    ↓
Refund sent to wallet in USDC (minus processing fee)

Refunds use an atomic status transition to prevent race conditions — once you initiate a claim, the prediction is locked to prevent duplicate refunds.

Fee Structure

TierAnalysis FeeRefund AmountProcessing Fee
Standard$1.00 USDC$0.90 USDC$0.10 USDC
Eroteme$5.00 USDC$4.90 USDC$0.10 USDC

The $0.10 processing fee covers on-chain transaction costs for the refund settlement.

Eligibility

Refunds are available when:

  • The prediction was paid for in USDC (not free tier or Stripe payments)
  • The prediction resolved as incorrect
  • The refund has not already been claimed

Why This Matters

Most AI tools charge you regardless of quality. Eroteme flips this model:

  • Correct prediction — You paid for valuable analysis. The fee is earned.
  • Incorrect prediction — The analysis didn't deliver. Claim your refund.

This creates a fundamentally different incentive structure. The platform only earns from AI predictions when the AI is actually right.

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