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The "Skin in the Game" Refund Mechanic

How Eroteme's refund guarantee holds AI predictions accountable.

Eroteme's core trust mechanic is simple: if the AI prediction is wrong, you can claim a refund of your analysis fee. This is what we call "skin in the game" — the AI has accountability, not just output.

How It Works

  1. You pay an analysis fee — When you request an AI prediction, you pay a fee in USDC ($1 for Standard, $5 for Eroteme tier)
  2. The AI delivers its prediction — The pipeline runs and produces a calibrated probability
  3. The event resolves — When the real-world outcome is known via Polymarket, the prediction is marked as correct or incorrect
  4. If the AI was wrong, you claim a refund — Click "Claim Refund" on the prediction, sign with your wallet, and the refund is sent to your wallet in USDC

Claiming a Refund

Refunds are not automatic — you need to claim them:

  1. Navigate to the resolved prediction
  2. If the AI was wrong, a Claim Refund button appears
  3. Click the button and sign the transaction with your wallet
  4. The refund (minus a small processing fee) is sent to your connected wallet
Prediction resolves as incorrect

"Claim Refund" button appears on prediction

User clicks and signs with wallet

Refund sent to wallet in USDC (minus processing fee)

Refunds use an atomic status transition to prevent race conditions — once you initiate a claim, the prediction is locked to prevent duplicate refunds.

Fee Structure

TierAnalysis FeeRefund AmountProcessing Fee
Standard$1.00 USDC$0.90 USDC$0.10 USDC
Eroteme$5.00 USDC$4.90 USDC$0.10 USDC

The $0.10 processing fee covers on-chain transaction costs for the refund settlement.

Eligibility

Refunds are available when:

  • The prediction was paid for in USDC (not free tier or Stripe payments)
  • The prediction resolved as incorrect
  • The refund has not already been claimed

Why This Matters

Most AI tools charge you regardless of quality. Eroteme flips this model:

  • Correct prediction — You paid for valuable analysis. The fee is earned.
  • Incorrect prediction — The analysis didn't deliver. Claim your refund.

This creates a fundamentally different incentive structure. The platform only earns from AI predictions when the AI is actually right.

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